Do you charge a fee for your services?
Our service is 100% free!
Will I need a large down payment?
No. Zero down is fine in many cases. If your credit is REALLY BAD, you will need some down payment but your Auto Finance Expert will work with you on this.
What if I have a trade in?
Trade ins are welcome-running or not. If you owe money or have a clear title we can help.
What if I am “upside down” in my trade?
In most cases we can get a little extra help from the bank to overcome negative equity.
What if I am a first time buyer?
The dealers in our nationwide network have many programs for first time buyers.
How much income do I need?
The usual minimum income required is $1200 per month.
What if I am disabled or on a fixed income like social security?
Being permanently disabled does not hinder your ability to obtain financing. As far as social security goes, most banks look at social security as being a permanent steady source of income.
What if I had repossession?
Many of our customers have had repossessions in the past. A repossession does not necessarily preclude you from obtaining auto financing.
What if I have a bankruptcy?
Whether it is a discharged chapter 7 or an active chapter 13, our dealers in our nationwide network have many lenders that specifically specialize in auto loans for people who have this specific need.
What if I just started a new job?
This is mostly a myth. Everybody changes jobs. What the banks are looking for is your ability to repay the loan.
What are the interest rates for my loan?
Interest rates are influenced by several different factors including credit history, down payment, and overall credit risk. Your Auto Finance Expert will explain these factors and tell you exactly what your interest rate will be.
Is the Auto Loan Program for new cars or used cars?
With our nationwide dealer network you have access to a huge selection of both new and used automobiles.
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